Is There A Donut Hole In Medicare Advantage Plans. The medicare part d donut hole, or coverage gap, is one of four stages you may encounter during the year while a member of a part d prescription drug plan. The donut hole remains the third phase or part of your medicare part d prescription drug coverage and you only enter the donut hole when (if) the total retail value of your purchased medications exceeds your plan's 2022 initial coverage limit (icl) of $4,430.

The coverage gap begins after you and your drug plan have spent a. The “donut hole” and medicare advantage. What is one of the major benefits to a medicare advantage plan rated at 5 stars?